It is a known fact that women can be quite vulnerable especially when people start to attack them. Even when driving in their own cars, women should still be careful and should take much precaution.
When you are driving, always lock your doors. Your windows should be kept closed as well. If you have some valuables inside your car, including your handbag and some pieces of jewelry, keep them out of sight. Thieves could be eyeing those items and could be the cause of trouble for you.
One way for people with bad intentions to rob someone else's car would be to signal the driver to actually stop. If you notice somebody trying to make your car stop and is approaching your vehicle, automobile experts suggest that you blow your horn. The horn creates noise and noise has been a good and proven way to deter any kind of attacker or robber. Also, it is much wiser to abstain from giving lifts to strangers. Your safety comes first.
If you are planning on parking, choose a spot which is well lit. You might be parking in the day, however, try to visualize if that spot would be well lit come night time. Also, if you are about to go back to your car, make sure that you already have your keys in your hand. That way, you would not have to fumble for them as you walk to your car. While refueling, do not leave your door unlocked, even if you are just refueling or even if you are just paying for the service and the fuel.
Senior drivers can refresh their skills and knowledge -- and get a discount on auto insurance coverage in many states -- by taking a refresher driving course, such as the eight-hour '55 Alive' course offered by AARP. More than two-thirds of states mandate auto insurance policy discounts for such courses, and many insurance companies offer the discounts voluntarily.
For automobile experts, they suggest that women should have a cellular phone in handy. That way, if there is any kind of trouble, you could be able to call the authorities up for assistance. However, if you are in some kind of car trouble, it is wise to stay inside the vehicle and wait for help rather than go outside and wait for help there.
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Do not wear sunglasses or tinted glasses when driving at night. For many older drivers, night vision is reduced, so safety dictates not driving at twilight or after dark.
Car insurance companies prefer lady drivers to their gentlemen counterparts because they are considered as much less risky drivers. It is not that the accident rates of ladies are low. They face as many accidents as males do. However, the damage caused by them is not as much in most of the cases. So, their claims after the accident are also less. That is why on an average women's car insurance premiums tend to be 30% lower than that of the male counterparts having same demographic profile.
They drive at speeds lower than men. Hence, accidents caused by lady drivers are not serious. So, even if they might claim as often as males do yet, in all they claim less amounts, giving insurers lesser premiums. Since the male drivers drive at higher speeds so even if they crash on their own, the loss is high. In case, the accident involves two vehicles in high damage state, it becomes an insurance company's nightmare.
A lady is regarded to be a better risk right from the age of 17. There are many premium discounts available for a young lady driver, like pass plus certificate. It is a series of extra lessons that a young lady driver learns following their test. It can gain you a discount of around 30% for the first year.
Some car insurance companies specialise in auto insurance for women drivers. Literally, these companies try to insure women drivers only. They don't even encourage getting a lady insured with her husband under combined policy. Because they can't give too much discount, as they have to think about her husband's high risk factors as well. So, they would prefer woman with woman. It means providing less risk in total, meaning lower premiums in total. That really clicks for them.
Senior drivers can refresh their skills and knowledge -- and get a discount on auto insurance in many states -- by taking a refresher driving course, such as the eight-hour '55 Alive' course offered by AARP. More than two-thirds of states mandate auto insurance policy discounts for such courses, and many insurance companies offer the discounts voluntarily.
So, the calculation is simple - the lower premiums might mean that they don't make much profit. However, if they can get as many women as possible, then the volume of business can go high. Look out these companies if you are a woman. Lady car insurance quote includes legal cover as well. It helps you to claim back your excess from the third party in the event of a non-fault claim. You can further lower your premium by parking your car overnight in the garage, by getting extra driving license course, and maintaining a good driving record.
Joseph Kenny is the webmaster of the insurance site http://www.insure121.com/ where you will find information, news and links to the leading providers of car insurance in the UK.
Something new is happening in my town and it may be happening in yours. The courteous female drivers are disappearing. Female drivers are speeding, tail-gateing, cutting others off, running stop signs, passing unsafely, and talking on cell phones. Driving habits like these are a danger to passengers and everyone else on the road.
Since 1990 aggressive driving has increased seven per cent a year, according to the Auto Association for Traffic Study. Male drivers used to be the aggressive ones, but things have changed. Female drivers are moving from risk-taking to road rage. A report from the "William and Mary Journal of Women and the Law" notes that "women's involvement in non-fatal accidents in 2000 was greater than that of men." The title of the report: "Soccer Moms and Road Ragers: Remedies to Curb Aggressive Driving."
RoadRagers.com has studied driving styles and compares them by gender in a 2004 report. Replies from the 11,120 study participants point to some alarming trends:
* 72.8% of female drivers said they tail-gated another driver to make them speed up
* 80.4% of female drivers said they use obscene gestures with other drivers
* 71.7% of female drivers said they blow the horn to show their irritation with other drivers
The Cincinnati, Ohio Police Department (District 2) has posted a road rage report on its Web site. Based in information from the American Automobile Association, it says traffic violations -- speeding, tail-gateing, failure to signal, reckless driving -- often lead to road rage. Lateness is the number one reason for road rage and this seems to be the case in my city. Apparently, being on time is more important than being alive.
Senior drivers can refresh their skills and knowledge -- and get a discount on auto insurance in many states -- by taking a refresher driving course, such as the eight-hour '55 Alive' course offered by AARP. More than two-thirds of states mandate auto insurance policy discounts for such courses, and many insurance companies offer the discounts voluntarily.
The Massachusetts College of Emergency Room Physicians (MACEP) has posted road rage information on its Web site, "Road Rage -- Life in the Aggressive Lane." According to MACEP the aggressive driver is often an "ordinary citizen with no history of crime, violence, or illegal drug use." MACEP asks drivers to control their stress to prevent violent reactions.
How can you curb aggressive driving and prevent road rage? These suggestions come from the MACEP and my decades of driving experience.
1. Allow more travel time so things like not finding a parking place do not become a problem.
2. Leave at a different time to avoid congestion, traffic jams, and in my city, coal trains.
Do not wear sunglasses or tinted glasses when driving at night. For many older drivers, night vision is reduced, so safety dictates not driving at twilight or after dark.
3. Set passenger rules for your kids: wear your seat belt, no screaming, hitting or blaring music. Enforce these rules and stop the car if necessary.
4. For more comfortable driving add a seat cushion, adjust the air conditioning or heat, and keep beverages within easy reach.
5. Get a good night's sleep. Sleep-deprived drivers can turn into road ragers.
6. Do some relaxation exercises. Stretch your legs, arms, fingers, and breathe deeply.
7. Ask someone else to drive if you are angry or upset.
8. Learn how to laugh at driving situations and yourself.